Premier Motorcycle Insurance in NZ

Buy motorcycle insurance online from Protecta and keep your bike protected on the road.

Range of Motorbike Insurance Options

We have a range of insurance cover options to choose from, with specialist policies for both on and off-road motorcycles. We offer a comprehensive Full Cover motorcycle insurance policy, as well as Fire Theft and Transit, Third Party Fire and Theft, and Storage Cover options. This allows you to tailor the level of your insurance cover to suit both your motorcycle and your budget.

We make it easy to choose; when you get an online quote from us, we will guide you through what each option covers and explain the benefits, premiums, and excess side by side for you to make an easy, informed decision. View our motorcycle insurance plans below and contact us today to learn more.

All policies are based on Agreed Value. 

Full Cover Motorcycle Insurance

• Salvage Costs 
• Completion of Journey
• Legal Defense 
• Riding Apparel
• Keys and Locks
• Death Benefit
• Roadside Assistance 
Track Day cover
• Rebates for Ride Forever training courses
• Our most popular cover for road bikes!

Third Party Fire & Theft

• Third Party Liability 
• Damage to your motorcycle by fire or theft 
• Additional limited cover if you are hit by an uninsured vehicle 

Fire, Theft and Transit

• Third Party Liability 
• Damage to your motorcycle by fire or theft 
• Accidental damage occurring any time the engine isn't running
• A popular choice for off-road bikes!

Storage Cover

• Fire in a Locked Building
• Theft From a Locked Building 
• Accidental damage occurring any time the engine isn't running 
• Low cost option designed specifically for motorcycles in long-term storage 


*The above is only a summary of what our insurance options cover and is only intended as a guide. Please get in touch with us to get a tailored quote for your motorcycle insurance needs.

Book Motorcycle Insurance Online Or Over The Phone

You can obtain a quote for motorcycle insurance online, and choose to purchase online or over the phone with our friendly Customer Service team at 0800 776 832. Our quotes are fast, easy, and affordable.

Did you also know that you can choose the date you would like to start your policy, so you can have your insurance sorted before you collect your new bike? Simply select the appropriate date on the options screen when you purchase your motorcycle insurance policy.


Policy Benefits

Protecta is a Motorcycle Insurance Specialist, and our policy benefits reflect this. Our Full Cover motorcycle insurance policy includes apparel cover, roadside assistance, transport cover, riding apparel cover, rebates for attending Ride Forever training courses, completion of journey costs, cover for your friends to ride your motorbike, and much more - all backed up by a claims team who understand motorbikes because they ride themselves.

For more information on what cover is provided by this policy, please see the Policy Wording for our Motorcycle Insurance.

Kiwi Operated

Established in 1986, Protecta Insurance New Zealand Limited is a NZ operated company. Our head office is in Auckland, and we have no overseas departments or call centres!

Get in touch with our team today!

More information on what our motorcycle insurance policy offers you is available by reading our Motorcycle Insurance Policy Wording, viewing our Motorcycle Insurance FAQs, or by getting a motorcycle insurance quote online today.

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