Premier Car Insurance in New Zealand

Protecta's range of car insurance options are specially designed to keep you financially secure and on the road.

Why Choose Protecta for Your Car Cover?

A Range Of Car Insurance Options

When it comes to protecting your vehicle, we have three levels of cover to choose from. Our options include a comprehensive Full Cover Car Insurance policy, as well as Third Party Fire and Theft, and Third Party Only. This allows you to tailor the level of your insurance cover to suit both your car and your budget. With additional cover options also available, we make sure you can customize your plan to meet your specific needs.

Protecta makes it easy to choose. When you get a car insurance quote from us, we will guide you through what each option covers. We'll show you the benefits, premiums, and excess side by side for you to make an easy, informed decision. Learn more about our car cover plans below and contact us today to learn more.

Full Cover Car Insurance

• Salvage Costs
• Trailer Cover
• Hire Vehicle
• Completion of Journey
• Legal Defense
• Keys & Locks
• Death Benefit
• Medical Expenses
• Shortfall Cover
• Marine General Average
• Third Party Liability
• Roadside Assistance option
• Windscreen cover option
• No claims bonus protection
• Additional Cover Options Available


Third Party Fire & Theft

• Third Party Liability
• Damage to your car by fire or theft
• Additional protections in the case of accidental loss


Third Party Only

• Third Party Liability
• Additional protections in the case of accidental loss


*The above is only a summary of insurance options available. Please get in touch with our team to discuss your options.

Available Online Or Over The Phone

We make it easy to obtain an online car insurance quote. It's your choice to purchase online or over the phone with our friendly Customer Services team at 0800 776 832. Our quotes are fast, easy, and affordable.

Did you also know that you can choose the date you would like to start your policy? You can even have your insurance sorted before you collect your new car! Simply select the appropriate date on the options screen when you purchase your car insurance policy.

Request your free quote online today or give us a call to discuss our car insurance plans directly.


An Extensive Range Of Policy Benefits

Protecta is a Car Insurance Specialist, and our policy benefits reflect this. Optional benefits include 24/7 roadside assistance and windscreen cover. All Full Cover policies also include transport cover, completion of journey costs, medical expenses, and much more.

Each plan is backed up by an Accident Management team. They will guide you through the claim process and provide you with quality repairs that are guaranteed for the life of the vehicle.

Also, if your car is stolen, our Full Cover policy also provides you with a Hire Vehicle for up to 10 days/$500. So, regardless of whether it is an accident or a theft, we'll keep you mobile on the road.

If you use your car to tow a trailer, our Full Cover car insurance policy will cover any domestic trailer that you own or have in your custody. Boat trailers, caravans and horse floats are not included. This cover also doesn't apply if a trailer isn't covered by a separate policy. There is no extra cost for this benefit, and the excess on this benefit is just $100.

See our Car Insurance Policy Wording for more details on any of these handy benefits.

Protecta Insurance is Kiwi Operated

Established in 1986, Protecta Insurance New Zealand Limited is a NZ operated company. We specialise in motoring products, in addition to our car insurance policies we are also New Zealand's leading motorcycle insurance provider. Our head office is in Auckland, and we have no overseas investors, shareholders, departments or call centres!

Google Reviews 

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