NZ's specialist in car, motorcycle and classic vehicle insurance

New Zealand owned and operated, we’ve been protecting Kiwis for over 30 years.

Why Choose Car Insurance From Protecta?

A Range Of Cover Options

We have three levels of cover to choose from, with options for a comprehensive Full Cover Car Insurance policy, as well as Third Party Fire and Theft, or Third Party Only. This allows you to tailor the level of your insurance cover to suit both your car and your budget.

And we make it easy to choose; when you get an online quote from us, we will guide you through what each option covers, and show the benefits, premiums and excess side by side for you to make an easy, informed decision.

Available Online, Or Over The Phone

You can obtain a quote for car insurance online , and choose to purchase online or over the phone with our friendly Customer Services team on 0800 776 832. Our quotes are fast, easy and affordable.

Did you also know that you can choose the date you would like to start your policy, so you can have your insurance sorted before you collect your new car? Simply select the appropriate date on the options screen when you purchase your car insurance policy.

Extensive Range Of Policy Benefits

Protecta is a Car Insurance Specialist, and our policy benefits reflect this. Optional benefits include 24/7 roadside assistance and windscreen cover. All Full Cover policies also include transport cover , completion of journey costs, medical expenses, and much more - all backed up by an Accident Management team who can provide you with a pick up and delivery service, courtesy car, and quality repairs that are guaranteed for the life of the vehicle.

Also, if your car is stolen, our Full Cover policy also provides you with a Hire Vehicle for up to 10 days/$500. So, regardless of whether it is an accident or a theft, we'll keep you mobile on the road.

If you use your car to tow a trailer, our Full Cover car insurance policy also covers any domestic trailer (excluding boat trailers, caravans and horse floats) that you own or have in your custody, where the trailer isn't covered by a separate policy. There is no extra cost for this benefit, and the excess on this benefit is just $100.

See our Car Insurance Policy Wording for more details on any of these handy benefits.

Kiwi Owned And Operated

Established in 1986, Protecta Insurance New Zealand Limited is a NZ owned and operated company. We specialise in motoring products, in addition to our car insurance policies we are also New Zealand's leading motorcycle insurance provider. Our head office is in Auckland, and we have no overseas investors, shareholders, departments or call centres!

What Else?

More information on what our car insurance policy offers you is available by reading our Car Insurance Policy Wording , viewing our Car Insurance FAQs, or by getting an online car insurance quote now.